Purpose of this Privacy Policy:

This company values its users' privacy. This Privacy Policy ("Policy") will help you understand how we collect and use personal information from those who visit our website or make use of our online facilities and services, and what we will and will not do with the information we collect. Our Policy has been designed and created to ensure with this company of our commitment and realization of our obligation not only to meet, but to exceed, most existing privacy standards.We reserve the right to make changes to this Policy at any given time.

Our Right to Update the Policy:

If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. If at any point in time this company decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether to permit the use of their information in this separate manner.

Collecting and Using Your Personal Data:

Through the use of this website, you are therefore consenting to the data collection procedures expressed in this Policy.

Please note: This Policy does not govern the collection and use of information by companies that this company does not control, nor by individuals not employed or managed by us. If you visit a website that we mention or link to, be sure to review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent to better understand the way in which websites garner, make use of and the information collected.

This Policy Will Inform You of the Following:

• What personally identifiable information is collected from you through our website

• Why we collect personally identifiable information and the legal basis for such collection

• How we use the collected information and with whom it may be used

• What choices are available to you regarding the use of your data

• The security procedures in place to protect the misuse of your information

• Information We Collect

  It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we reserve the right not to register you as a user or provide you with any products or services. This website collects various types of information, such as:· Voluntarily provided information which may include your name, address, email address, billing and/or credit card information etc. which may be used when you purchase products and/or services and to deliver the services you have requested.· Information automatically collected when visiting our website, which may include cookies, tracking technologies and server logs.

  This site will only collect personal information that you knowingly and willingly provide to us by way of surveys, completed contact forms, emails, or calendar bookings. It is the intent of this site to use personal information only for the purpose for which it was requested, and any additional uses specifically provided for on this Policy.

  Why We Collect Your Information:

• To better understand your needs and provide you with the services you have requested

• To fulfill our legitimate interest in improving our services and products

• To contact you to fill out surveys or participate in other types of market research, when we have your consent to do so

• To successfully book appointments with you

• To allow for our agents to successfully contact you for your appointment or for any information we need during the application process

Length of Data Storage

The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be determined based upon the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy.

Use of Your Information

We may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you as well as keep you updated on your appointments or current insurance products you may have purchased.

How We Collect Your Information:

If you consent or show interest in presented offers or methods of communication then, at that time, specific identifiable information, such as name, email address and/or telephone number will be voluntarily gathered from you and submitted into our database.

Disclosure of Information

This Agent may not use or disclose the information provided by you except under the following circumstances:

• As necessary to provide services or products you have ordered or requested

• As necessary to update you or stay in communication with you regarding a request that you made

• As necessary to fulfill all requirements by the insurance commissioner to keep in contact with you regarding your policy or your interest in a specific policy

• As required by law, or in response to a subpoena or search warrant

• As necessary to enforce the Terms of Service

• As necessary to maintain, safeguard and preserve all the rights and property of this company

• We do maintain and reserve the right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in this company products and services). In certain circumstances, we may use our website, newspapers, or other public means to post a notice.

Children Under the Age of 13:

This company's website is not directed to, and does not knowingly collect personal identifiable information from, children under the age of thirteen (13). If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database, or in the alternative, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.

Unsubscribe or Opt-Out:

All users and visitors to our website have the option to discontinue receiving communications from us by way of email, sms, phone or newsletters. To discontinue or unsubscribe from our website please send an email that you wish to unsubscribe to the website or you can fill out the contact form on the website.

If you wish to unsubscribe or opt-out from any websites, you must go to that specific website to unsubscribe or opt-out. This company will continue to adhere to this Policy with respect to any personal information previously collected.

Links to Other Websites

Our website contains links to our partner Insurance Company's websites for the sole purpose of providing client's with the ability to easily find the appropriate customer portal for their insurance policy. This company does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of every website that collects personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by our website. Notice to European Union Users this company's operations are located primarily in the United States. If you provide information to us, the information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the EU-US Privacy became operational on August 1, 2016. This framework protects the fundamental rights of anyone in the EU whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to companies that are certified in the US under the Privacy Shield.) By providing personal information to us, you are consenting to its storage and use as described in this Policy. Your Rights as a Data Subject Under the regulations of the General Data Protection Regulation ("GDPR") of the EU you have certain rights as a Data Subject.

In addition to the rights above, please rest assured that we will always aim to encrypt and anonymize your personal information whenever possible. We have protocols in place in the unlikely event that we suffer a data breach and we will contact you if your personal information is ever at risk. For more details regarding our security protections see the section below or visit our

Security

This company takes precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (phone number), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the webpage.While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers and servers in which we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure or modification of the user's personal information under our control.The company also uses Secure Socket Layer (SSL) for authentication and private communications to build users' trust and confidence in the internet and website use by providing simple and secure access and communication of credit card and personal information.

In addition, this company is a licensee of TRUSTe.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Acceptance of Terms

By using this website, you are hereby accepting the terms and conditions stipulated within the Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you agree and acceptance of such changes.